Protecting your private information is our priority. This Statement of Privacy applies to https://wealtheo.com and Wealtheo and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Wealtheo include https://wealtheo.com, mobile websites, mobile applications, and any other digital services and platforms officially operated or used by Wealtheo from time to time (“Wealtheo”). The Wealtheo website is an online learning platform. By using the Wealtheo website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Wealtheo may collect personally identifiable information, such as your:

• First and Last Name
• Mailing Address
• E-mail Address
• Phone Number

If you purchase Wealtheo’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

Wealtheo may also collect anonymous demographic information, which is not unique to you, such as your:

• Age
• Gender
• Race
• Religion
• Political Affiliation
• Household Income

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Wealtheo’s public message boards, this information may be collected and used by others.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

Wealtheo collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Wealtheo may also use your personally identifiable information to inform you of other products or services available from Wealtheo and its affiliates.

Sharing Information with Third Parties

Wealtheo does not sell, rent or lease its customer lists to third parties.

Wealtheo may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. Wealtheo may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Wealtheo, and they are required to maintain the confidentiality of your information.

Wealtheo may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Wealtheo or the site; (b) protect and defend the rights or property of Wealtheo; and/or (c) act under exigent circumstances to protect the personal safety of users of Wealtheo, or the public.

Tracking User Behavior

Wealtheo may keep track of the websites and pages our users visit within Wealtheo, in order to determine what Wealtheo services are the most popular. This data is used to deliver customized content and advertising within Wealtheo to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Wealtheo. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Wealtheo website.

Use of Cookies

The Wealtheo website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Wealtheo pages, or register with Wealtheo site or services, a cookie helps Wealtheo to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Wealtheo website, the information you previously provided can be retrieved, so you can easily use the Wealtheo features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Wealtheo services or websites you visit.

Links

This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information

Wealtheo secures your personal information from unauthorized access, use, or disclosure. Wealtheo uses the following methods for this purpose:

• SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Children Under Thirteen

Wealtheo does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

California Privacy Rights

In addition to the rights as explained in this Privacy Policy, under California’s “Shine the Light” law, California residents who provide personal information (as defined in the statute) to obtain products or services for personal, family, or household use are entitled to request and obtain from us, once a calendar year, information about the personal information we shared, if any, with other businesses for marketing uses. If applicable, this information would include the categories of personal information and the names and addresses of those businesses with which we shared such personal information for the immediate prior calendar year. To obtain this information please write to us at the mailing address below. Attn: Wealtheo — California Privacy Law. Please include your full name and address and Wealtheo Member.

Canada Anti-Spam Rights

Wealtheo complies with the Canada Anti-Spam Law. Non-Wealtheo members or associates who provide us a Canadian mailing address will not receive unauthorized Commercial Electronic Messages (as defined under the Canada Anti-Spam Law) unless these individuals have “opted-in” to receive Commercial Electronic Messages.

Consent to Processing of Personal Data in United States

If you are a resident of European Union (“EU”), in order to provide the Website and products to you, we may send and store your personal information outside of the EU, including to the United States. Accordingly, your personal information may be transferred outside of the country where you reside or are located, including to countries that may not or do not provide the same level of protection for your personal information. Wealtheo is committed to protecting the privacy and confidentiality of personal information when it is transferred. By using and accessing the Website, if you reside or are located in countries outside of the United States, you agree and consent to the transfer to and processing of personal information on servers located outside of the country where you reside, and that the protection of such information may be different than required under the laws of your residence or location.

Disconnecting your Wealtheo Account from Third Party Websites

You will be able to connect your Wealtheo account to third party accounts. BY CONNECTING YOUR WEALTHEO ACCOUNT TO YOUR THIRD PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third party account at any time. Users may disconnect their accounts from third-party services by revoking access directly from those third-party services.

E-mail Communications

From time to time, Wealtheo may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Wealtheo or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Wealtheo, you may opt out of such communications by clicking on included UNSUBSCRIBE links attached to the emails..

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

Wealtheo reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Wealtheo welcomes your questions or comments regarding this Statement of Privacy. If you believe that Wealtheo has not adhered to this Statement, please contact Wealtheo at:

Effective as of April 28, 2020