Overview of Life Insurance
Help your employees safeguard their financial assets against the uncertainties of life, so they can protect their family’s future by providing individual life insurance policies. As an experienced life insurance company, Dean & Draper can help companies and individuals decide which policies reflect their lives the best.
Show them how much you value them by building a competitive employee benefits solution
Would you want to risk losing a qualified and passionate employee because they discovered your company doesn’t offer something as seemingly simple as health insurance? Of course not. Yet, many people weigh the employee benefits a business offers as high or higher than salary when looking for work. As an employer, you likely want to show your current employees and new hires that you care about them outside of work, too!We can help with:
Term Life Insurance
Term life insurance provides insurance protection at a low, fixed cost for a specified period of time (e.g. 1, 10, or 20 years). Individuals must re-apply once the time period has expired.
Whole Life Insurance
An individual whole life insurance policy covers someone’s entire life. To avoid the hassle of re-applying for term life insurance, whole life insurance requires the policyholder pay a higher premium.
Universal Life Insurance
Universal life insurance protects someone their whole life and offers flexibility to adjust premiums and death benefits.
Explore our different insurance offerings below.
Variable Universal Life (VUL) Insurance
VUL allows people the opportunity to invest funds into stocks and bonds with the goal of growing for beneficiaries.
401(K)
401(k) plans are one of the most attractive benefits to applicants and current employees. Dean & Draper offers a full line of cost-effective plans that can help you stand out and enable your internal team to save for their retirement. We’ll sort through all the legalese to locate the ideal 401(k) plan for your company!
Key Employee Life Insurance
The loss of a director, shareholder, founder, or other vital employee could be disastrous for your business. A Dean & Draper key employee life insurance policy is designed to help your company recover from the financial loss resulting from a vital employee's death.
Annuities
Offering annuities to your employees can help them supplement their retirement through investments. A guaranteed annuity is a contract between a person and an insurance company that allows them to accumulate money on a tax-deferred basis and arrange for regular income payments when they retire. A life annuity is designed to allow employees to continue receiving income after retirement. The retirement team at Dean & Draper can help you choose the best annuity option!
Dean & Draper is Wealtheo Trusted
We’ve helped countless families and businesses insure what matters most to them for decades, in Texas and throughout the country
Ready to protect your business?
Wealtheo represents some of the best insurance companies in the country, and we can provide a commercial insurance policy that will fit your unique needs at a competitive price.
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Frequently Asked Questions
Our specialties include commercial insurance, personal insurance, employee benefits, and risk management.
The service and knowledge you have access to when you work with our company is invaluable. Our team is dedicated to working with our clients and personalizing their insurance to best fit their needs. Our clients are able to speak with a real person, someone who lives and works in the area, who has a desire to serve their community.
We are not looking to be a quoting machine. We want to build partnerships and long term relationships with all our clients. This involves getting to know you in a series of personalized meetings, where we focus on developing a solution that will meet your needs and works with your timeframe. We’ll engage in meaningful conversation, ask the right questions, cultivate a partnership, empower you to make strategic decisions and execute your solution.
The team at Dean & Draper Insurance Agency have over 500 years of combined experience in providing exceptional commercial insurance services to businesses like yours at affordable rates.